Cost of Living in Idaho: What Movers Need to Know

Idaho's rapid growth over the past decade has shifted its cost profile, but the Gem State still offers strong value compared to neighboring West Coast states. Whether you're eyeing Boise's urban energy, Idaho Falls' family-friendly vibe, or Coeur d'Alene's lakeside beauty, understanding costs is essential for planning a successful move in 2026.

Housing Costs Across Idaho

The statewide median home price is approximately $410,000. Boise's metro sits higher at $440,000, while Idaho Falls is more affordable at around $340,000. Coeur d'Alene, boosted by demand from out-of-state buyers, averages about $480,000. Twin Falls and Pocatello offer the most affordable markets, with median prices in the $280,000-$320,000 range. Rental prices statewide average about $1,300 for a two-bedroom apartment, though Boise and Coeur d'Alene push above that figure.

Groceries, Utilities, and Daily Expenses

Idaho grocery costs run about 2-3% below the national average, and the state does not tax groceries — a meaningful benefit for families. Utilities average around $140 per month, aided by the state's hydroelectric power, which keeps electricity rates among the lowest in the nation. Transportation costs align with national averages, though longer commutes in sprawling metro areas can add up. Internet and phone service are competitively priced, with most areas having access to fiber or cable broadband.

Taxes in Idaho

Idaho's income tax system was simplified in recent years to a flat rate of 5.8%, down from the previous graduated system that peaked at 6.5%. The state sales tax is 6%, with no additional local sales tax in most areas. Property taxes average about 0.63% of assessed value, among the lowest in the nation. There is no estate tax or inheritance tax. For retirees, Social Security benefits are not taxed, though other retirement income is subject to state income tax.

Regional Comparisons

Compared to Washington and Oregon, Idaho offers dramatically lower housing costs. Seattle's median home price tops $800,000, and Portland's exceeds $500,000. Even compared to other Mountain West states, Idaho holds its own — Montana's Bozeman has seen prices soar past $600,000, and Utah's Salt Lake City metro averages above $500,000. Idaho's combination of lower taxes, affordable housing, and high quality of life continues to attract transplants from costlier markets.

Planning Your Idaho Moving Budget

Moving costs to Idaho vary by origin. A move from the Pacific Northwest typically runs $2,500 to $5,000, while a cross-country move from the East Coast ranges from $5,000 to $10,000 depending on household size. Check moving routes to find the best corridor for your relocation.

Ready to crunch the numbers? Get free moving quotes and start planning your Idaho move with confidence.